iDirect Home Loans

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Welcome to iDirect Home Loans - your VA Home Loan Specialist!
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    The iDirect Home Loans Philosophy

    Our company’s philosophy is simple; provide superior service, great technology, and a full range of competitive loan offerings to our borrowers.

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    We are passionate about our clients!

    Our borrowers have entrusted us with one of the most important financial decisions of their life. We take that seriously and strive to make their home financing experience enjoyable.

    Get Pre-Approved!

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    Proudly Serving those who served since 2004

    Our VA Home Loan experts are dedicated to their mission of helping service members finance their homes using the benefits earned through their service.

Today's Low RatesVA Approved Direct Lender

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30 Year Fixed - VA Purchase
3.750% Rate .750 Points Credit 3.861% APR
3.875% Rate 1.250 Points Credit 3.956% APR
30 Year Fixed - VA IRRL
3.750% Rate .675 Points Credit 3.827% APR
3.875% Rate 1.250 Points Credit 3.922% APR
30 Fixed - VA Cash Out Refinance
3.750% Rate .750 Points Credit 3.871% APR
3.875% Rate 1.250 Points Credit 3.956% APR

Assumptions

Assumptions about Rates, Points, and APR

Rates, points and APRs assume a 30-day lock, single family residence, owner occupied, loan-to-value of 75% or less, purchase or rate and term refinance, and the establishment of an escrow/impound account for payment of taxes and insurance. Conforming APRs based on $417,000.
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  • Terms and Conditions

    In accordance with the Telephone Consumer Protection Act the FCC requires that we receive your express consent to contact you through your cell phone or any wired line that has been transferred to a cell phone. Agreement to this consent is not in anyway, directly or indirectly, a condition of purchasing any good or service. Under the FCC ruling, your consent here authorizes us to contact you using autodialers and allows for prerecorded messages. It is not our policy to use predictive dialers or prerecorded messages but to comply with federal regulation we do need to get your permission. Thank you!

iDirect Home Loans is a San Diego California based VA Home Loan Specialist

They said what?Testimonials >

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    "I have used iDirect Home Loans on two occasions after a coworker referred me to them. The first loan was straight forward, the second one was extremely complicated and involved a 2nd deed of trust and a home equity line. If it had not been for the experience and creative thinking of the staff (Dick and Brian) the deal would ..." READ MORE

    Joe Kapp – Oakview, CA

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    "iDirect Home Loans was very helpful. They got my loan approved and closed even though my loan condition was not easy at all. The manager, Brian, was always available to answer my questions and helped me to get the loan approved. If you want a low rate and custom loan experience and friendly service, it is place to go because ..." READ MORE

    New Home Buyer – San Diego

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    "They were very helpful in processing the loan. They kept in touch both by the phone and email for updates as to the loan process. They responded in a timely manner." READ MORE

    Refinance – Temecula, CA

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Talk to a Licensed iDirect Home Loans Mortgage Advisor today!

(888) 825-8057 Get Started
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