iDirect Home Loans

Give us a call... 844-8VA-LOAN

iDirect Home Loans - Helping our Service Members Secure their Home Front
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    Giving Back to our Warriors

    Now through the end of the year, iDirect will donate $300 for every San Diego VA Loan closed to the Warrior Foundation’s Freedom Station to reunite them with their families this holiday season.

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    Veterans and Active Military

    You’ve served your country, now it’s time to receive the benefits you deserve. iDirect Home Loans is here to assist with your home loan needs and tell you about the advantages of the VA Home Loan Program.

    Get Pre-Approved!

     

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    The VA Loan Benefit

    Use your VA Benefit to get Cash Out, Pay off Bills and Lower your Monthly Payment.  As a direct VA lender, iDirect Home Loans can offer fast, no hassle closings and competitive interest rates.

    Get Pre-Approved!
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    Your local, San Diego VA Home Loan Experts

    iDirect Home Loans will allow qualified military borrowers to refinance a home up to 100% of its value.   Also consider a no appraisal Interest Rate Reduction Loan.

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Today's Low RatesVA Approved Direct Lender

Apply Now!
30 Year Fixed - VA Purchase
3.250% Rate .125 Points Credit 3.488% APR
3.500% Rate 1.250 Points Credit 3.656% APR
30 Year Fixed - VA IRRL
3.375% Rate .675 Points Credit 3.527% APR
3.500% Rate 1.250 Points Credit 3.634% APR
30 Fixed - VA Cash Out Refinance
3.250% Rate .125 Points Credit 3.488% APR
3.500% Rate 1.250 Points Credit 3.656% APR
5 Year ARM

Assumptions

Assumptions about Rates, Points, and APR

Rates, points and APRs assume a 30-day lock, single family residence, owner occupied, loan-to-value of 75% or less, purchase or rate and term refinance, and the establishment of an escrow/impound account for payment of taxes and insurance. Conforming APRs based on $417,000.
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  • Terms and Conditions

    In accordance with the Telephone Consumer Protection Act the FCC requires that we receive your express consent to contact you through your cell phone or any wired line that has been transferred to a cell phone. Agreement to this consent is not in anyway, directly or indirectly, a condition of purchasing any good or service. Under the FCC ruling, your consent here authorizes us to contact you using autodialers and allows for prerecorded messages. It is not our policy to use predictive dialers or prerecorded messages but to comply with federal regulation we do need to get your permission. Thank you!

iDirect Home Loans are local, San Diego VA Home Loan Experts.

They said what?Testimonials >

Submit A Testimonial
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    "I have used iDirect Home Loans on two occasions after a coworker referred me to them. The first loan was straight forward, the second one was extremely complicated and involved a 2nd deed of trust and a home equity line. If it had not been for the experience and creative thinking of the staff (Dick and Brian) the deal would ..." READ MORE

    Joe Kapp – Oakview, CA

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    "iDirect Home Loans was very helpful. They got my loan approved and closed even though my loan condition was not easy at all. The manager, Brian, was always available to answer my questions and helped me to get the loan approved. If you want a low rate and custom loan experience and friendly service, it is place to go because ..." READ MORE

    New Home Buyer – San Diego

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    "They were very helpful in processing the loan. They kept in touch both by the phone and email for updates as to the loan process. They responded in a timely manner." READ MORE

    Refinance – Temecula, CA

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